18 thoughts on “Open a US Bank Account as a Non-Resident: How to Guide”

    • If you want to open an account in a real bank, you must go to a bank branch in the United States physically. For Nigerian users I would recommend an EMI like Payoneer.

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  1. I have a company registered in FL. My Partner is states resident. Is there any way I can open an account for myself in USA? We have our corporate account in Regions Bank. But it is still under her name.

    Thanks,

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  2. I wish to invest in property in the USA and need a bank account there. Can I open an account in an American bank while sitting in London?

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    • If it is a personal account the answer is no in almost all cases. You will need to visit a branch in the US. But you can invest in the US property market through REITs or real estate crowdfunding platforms.

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  3. It is possible to open an account for a company register en Central America in order to receive payments from a company register en USA -FL

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    • I did not understand you completely. Do you want to open a US bank account for a company incorporated in a country in Central America?

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  4. Hi there! What bank would you recommend if I have a Wyoming LLC with an EIN? As the owner, I’m non US resident and I don’t have an SSN – this unfortunately has been a sticking point in the past.

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  5. Hello Jon,

    I am looking to open my LLC in Wyoming & I have couple of questions and the bank account I would get through TransferWise,

    1. Would I be able to use this bank account like regular bank account along with option to deposit funds via Paper Checks, Wire or ACH? I mean all regular ways?
    2. Would I be able to use TransferWise on our website as a ecommerce tool, send invoice to the customers for payments, I mean as merchant service like PayPal?

    Thanks,

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    • 1. Yes for everything, except for paper checks.
      2. Not directly. You will still need a merchant account with a company like PayPal, Stripe or 2Checkout. Then, you can withdraw the funds from the merchant account to your TransferWise business account.

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